I'm still fairly young to be worried about cosmetic surgery, but never the less, want to get it done. I had my daughter over a year ago and where MOST of my pregnancy weight has come off I still have some areas that bother me. For one I have so much extra fat/ skin on my stomach that I can't even look in the mirror without being depressed. I have dieted and excersized and I can't seem to get rid of the last bit. My husband still thinks I'm beautiful, but I feel ugly from the neck down. It's not as though I feel "fat" just flabby. Things sag where they didn't before. In summer, I'm too embarassed to go swimming because I don't want anyone to see my tummy, butt or theighs. I really want cosmetic surgery but 1- I don't think we can afford it right now, 2- we do want more kids and I feel like it would be a waste to get all the work done just to ruin it with pregnancy again. Does anyone have any advice? Are there payment plans in most doctors offices?